Car And Truck Accidents Faq

  • What should I do if I am in a serious accident? Show Answer

    If you are in a serious car accident and have been told that you could possibly have permanent injuries as a result, it is very important that you obtain competent and qualified counsel to handle your claim. Insurance companies are not in the business of paying large claims voluntarily, easily or without a fight. It is very important that you retain counsel who has a wealth of experience with the kind of accident and injuries that you have. It is also important that whoever you hire has a successful track record both in settling such claims and taking them to trial. Contact a reputable attorney as soon after the accident as possible.

  • Do I need to hire a lawyer in any accident case? Show Answer

    The short answer is no. Cases that involve a small amount of damage to the involved vehicles and relatively minor injuries that heal quickly do not justify the involvement of an attorney. We recognize that other firms maintain the position that you should have a lawyer on each and every automobile accident case. We simply do not agree with this philosophy.

    If you have a relatively small accident case, the involvement of a lawyer is not going to improve the outcome enough to warrant paying that lawyer's fees. We do not take those kinds of cases for this very reason. We are not a firm who signs up everyone who comes through the door. We only take on cases where our representation will provide meaningful help.

  • What if the other driver had no insurance? Show Answer

    If the other driver did not have any insurance, we very much hope that you have uninsured motorist coverage from your own automobile policy. Uninsured motorist coverage is a protection that steps in to the place where the other driver's insurance company should be. This coverage protects you and your family in the event that you are injured by an uninsured driver.

    The subject of proper insurance coverage is both complicated and involved. Unfortunately, we meet people virtually everyday who have insufficient coverage. This is why we wrote a book called, " Real World Guide to Buying Car and Motorcycle Insurance." This book can be obtained by clicking on the link from our home page. By simply giving us a name and address, you can receive this book free of charge and without obligation. We wrote this book because we feel very strongly about the importance of people being adequately insured in order to protect themselves and their family when they are on Wisconsin roads and highways.

    **If your specific question was not answered by the above, we encourage you to contact one of our expert attorneys. Any question that you may have concerning your potential case will be answered by one of our attorneys at no cost and of no further obligation to you.**

  • My medical bills, deductibles, and co-pays for medical treatment are piling up. What can I do? Show Answer

    If you have been in an accident that is not your fault, the temptation is to not use your own health insurance to pay accident-related medical bills. This is a mistake. The insurance company for the other driver will most likely not pay your medical expenses voluntarily. If they do pay your medical expenses, it will only be when your treatment is completed and you have recovered as well as possible from your injuries. By then, your bills will likely have been sent to collections, adversely affecting your credit.

    Your health insurance company is already set up to deal with this situation. If your health insurance company pays accident-related medical expenses, they have a right to be repaid by the insurance company of the other driver. This is something that health insurance companies deal with everyday. This is also something that good attorneys can help coordinate for you. Again, you should not hesitate to use your own health insurance to pay for accident-related medical expenses.

    For deductibles and co-pays, most people have what is called "medical payments" coverage through their auto insurance policy. If you have this coverage, and every Wisconsin motorist certainly should have this coverage, you can submit your deductibles and co-pays to your own automobile insurance carrier. Just like the situation with health insurance above, your own automobile insurance carrier then has the right to be repaid by the other driver's insurance company. Your own insurance company deals with hundreds, if not thousands, of these claims everyday. If you have medical payments coverage, you should certainly use it. After all, you are paying for it.**If your specific question was not answered by the above, we encourage you to contact one of our expert attorneys. Any question that you may have concerning your potential case will be answered by one of our attorneys at no cost and of no further obligation to you.**

  • What am I entitled to recover? Show Answer

    If you are injured in an automobile accident, you are entitled to recover accident-related medical expenses and lost wages from the at-fault driver. Further, if your injuries have impaired your ability to earn a living in the future, you are entitled to recover that loss. Along similar lines, if your accident-related injuries require future medical care, this is recoverable as well.....

  • An insurance company is calling me about the accident and my injuries. What should I do? Show Answer

    We caution you to share as little information as possible with the other driver's insurance company. You should not discuss your injuries at length with the insurance adjuster and you certainly should not sign any unlimited medical authorizations until you have had a chance to seek advice from an expert personal injury lawyer.
    **If your specific question was not answered by the above, we encourage you to contact one of our expert attorneys. Any question that you may have concerning your potential case will be answered by one of our attorneys at no cost and of no further obligation to you.**

  • What do I do if I don't have enough money to pay for a lawyer? Show Answer

    We charge our clients a fee only if we are successful for them. We do not ask for any money up front or at any point until your case resolves. If we take your case, we will charge a fee on a "contingency" basis. This means that our fees are paid when your case is completed through either a settlement or a court trial. If we are not successful for you, no fee is owed. This is exactly like the "no fee unless we win" advertisements you may have heard before.
    **If your specific question was not answered by the above, we encourage you to contact one of our expert attorneys. Any question that you may have concerning your potential case will be answered by one of our attorneys at no cost and of no further obligation to you.**