My medical bills, deductibles, and co-pays for medical treatment are piling up. What can I do?
Your health insurance company is already set up to deal with this situation. If your health insurance company pays accident-related medical expenses, they have a right to be repaid by the insurance company of the other driver. This is something that health insurance companies deal with everyday. This is also something that good attorneys can help coordinate for you. Again, you should not hesitate to use your own health insurance to pay for accident-related medical expenses.
For deductibles and co-pays, most people have what is called "medical payments" coverage through their auto insurance policy. If you have this coverage, and every Wisconsin motorist certainly should have this coverage, you can submit your deductibles and co-pays to your own automobile insurance carrier. Just like the situation with health insurance above, your own automobile insurance carrier then has the right to be repaid by the other driver's insurance company. Your own insurance company deals with hundreds, if not thousands, of these claims everyday. If you have medical payments coverage, you should certainly use it. After all, you are paying for it.