How can you avoid becoming a victim of insurance company bad faith practices and insurance company misconduct? Has an insurance company wrongly denied your claim? In Wisconsin, lawmakers have protected consumers by putting the Unfair Claims Settlement Practices Act in place - a set of laws that require prompt, fair and equitable settlements by insurance companies free from unreasonable delays, actions, and requests. If you believe that your insurance company is treating you in an unjust or unreasonable way, it is imperative to talk to a Wisconsin bad faith insurance lawyer, educate yourself on your rights, and secure your rightful bad faith compensation.
At Atterbury, Kammer & Haag, S.C., we understand the obligations your insurance company has to you - and what stands in court as reasonable and unreasonable actions. With offices located in Madison and Stevens Point, we are willing to listen to your story even when your insurance companies continue to deny, delay, or disregard your claim.
Know your rights - and fight against bad faith insurance practices
Insurance companies and insurance policies can be intimidating and confusing - and it may be easy to assume that they are right if they reject your claim or offer you less than the cost of your damages. However, insurance bad faith does happen in Wisconsin and if you do not fight the system, you could lose the money that you rightfully deserve - compensation that could repair your damaged home, business, or property.
Here are a few common examples of insurance bad faith:
- Unreasonable delays. Delays throughout the insurance claim policy can save insurance companies money but may be disastrous to a claimant with damaged property in financial distress. According to Wisconsin law, insurance companies must acknowledge your claim promptly, respond to communications promptly, and investigate your claim promptly.
- Unreasonable interpretations of the insurance policy. Insurance policies can be dense, confusion, technical, and difficult to understand. In some cases, insurance companies may try to construe the original policy's words to mean something else. This practice is simply not legal.
- Unjust claim denial. If an insurance company denies your claim, they must have a solid reason for doing so and they must be working in good faith. If they are not able to provide you with a fair-minded and equitable reason for denying your claim, they are acting in bad faith.
- Unreasonable settlement offers. Rather than denying your claim altogether, some insurance companies may offer you a small settlement that does not cover the cost of repairing your property damage in hopes that you will be satisfied with receiving any form of compensation, even an unfair one.
- Careless investigations into claims. Claim investigations are used to determine an accurate settlement amount - and investigations should be executed in a thorough, meticulous and standardized way. If your claim is investigated in a shoddy or slapdash manner, your insurance company may be acting in bad faith.
- Unreasonable requests of the claimant. One way that insurance companies deter their customers from pursuing claims is to make the claims process more difficult than need be. However, insurance companies may not ask claimants to travel an unreasonable distance or impose unfair timelines to the claims process in Wisconsin. The insurance company also may not threaten the claimant in any way.
Contact us today to discuss your insurance bad faith case
When you signed up for insurance, you were protecting your future and your finances. Insurance bad faith can put these two things at risk despite your best intentions. If you live in Wisconsin and believe you are being treated unfairly by your insurance company, talk to an experienced bad faith insurance lawyer at At Atterbury, Kammer & Haag, S.C., today. To make an appointment, please call us toll-free at (800) 817-3729 or fill out the quick contact form to the right of this page.
Atterbury, Kammer & Haag, S.C., has offices in Madison and serves clients throughout the state of Wisconsin.
Counties: Dane County, Rock, County, Green County, Jefferson County, Dodge County, Richland County, Iowa County, Lafayette County, Grant County, Walworth County, Portage County, Wood County, Marathon County, Columbia County, Waupaca County, Sauk County, Outagamie County, Calumet County, Winnebago County, and Brown County.
Cities: Madison, Middleton, Janesville, Richland Center, Stoughton, Monroe, Darlington, Lodi, Dodgeville, Fitchburg, Sun Prairie, Beaver Dam, Portage, Montello, Green Lake, Westfield, Baraboo, Reedsburg, Jefferson, Watertown, Lake Mills, Stevens Point, Wisconsin Rapids, Marshfield, Waunakee, Waupaca, Sauk City, Appleton, Green Bay, and Oshkosh.