You are probably generally familiar with the basic concept of workers’ compensation. It is a form of insurance that is paid for by employers to cover the medical costs and lost wages of employees who are hurt on the job.
Chances are you are less familiar with the concept of a third party personal injury claim. In the event of a catastrophic injury at work, having an attorney who is familiar with third party personal injury claims can make all the difference in obtaining the maximum resources available for your recovery.
What Is a Third-Party Claim?
A third-party personal injury comes in to play when a work injury is caused by a negligent third party (e.g., when an injury is caused by someone other than a coworker or your employer). Third parties could include the manufacturers of defective products as well as the other driver in a work-related motor vehicle accident.
The compensation from a third-party personal injury claim is above and beyond any workers’ compensation benefits you receive for your medical costs and lost earnings. A third-party claim is the only way to obtain additional compensation for your pain and suffering as a result of a workplace injury.
Get an Attorney to Look Out For You
One of the things that workers’ compensation and third-party claims have in common is the need for an experienced attorney. The insurance companies will do everything they can to limit payouts and drag things out while you go without the resources you need to be made whole again.
Your attorney can answer your questions, guide you through the process and provide you with peace of mind while pursuing the full compensation you are entitled to for your injuries.